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Q: As a result of my divorce, I'm left with more debt than I can handle. Is there an alternative to bankruptcy?

Excerpt : One of the often-unintended consequences of divorce is the burdensome debt that was formerly handled by two, now to be handled by one. Creditors hold both spouses liable for debt incurred during the


One of the often-unintended consequences of divorce is the burdensome debt that was formerly handled by two, now to be handled by one. Creditors hold both spouses liable for debt incurred during the marriage. Any agreement between the spouses regarding who is responsible to pay the debt need not be

Practical Solutions To Divorce & Custody Concerns


Also see : How NOT to Have a Friendly Divorce
Whoa! Ending a marriage is a major decision. Have you prayed on it? Note the 'NOT' in the title. The truth is, a good share of marriages that end in divorce could probably be salvaged, and a mutual life already built by two people continued...read more

"Sexless Marriage : Does Your Sexless Marriage Have You Thinking About Divorce?"
If you are in a sexless marriage and are unhappy because of it, don't worry, it isn't unrecoverable but it is serious cause for concern. You may even be thinking that you need a divorce because of your sexless marriage, that's only natural. But, in...read more

recognized by the creditor.

To avoid bankruptcy, one must become acquainted with bankruptcy law. You must determine you income/expenses and your assets/liabilities. If you have the ability to fund settlements with the creditors, you should avoid bankruptcy.

Other than just paying you debts in
Also see : Deciding on divorce ........
Deciding on divorce is a big decision. You should understand that you aren't a bad person just because you think you want a divorce. Your spouse is not automatically a bad person because he/she may be causing you to feel this way (or so you may...read more

How To Break The News Of Divorce To Your Kids
Divorce can be a traumatic experience for your children. No matter how old they are, the divorce will be hard for them to understand and eventually to accept. Some children in fact harbor hopes that their parents will get back together...read more

full, one option to avoid bankruptcy is to compare debt consolidation with debt negotiation. Debt consolidation is a payment plan in favor of your creditors to pay the debts in full over time with interest. Debt negotiation, however, provides for discounted cash settlements, which are customized to you
Also see : 69 VERY Big Divorce Mistakes You Do NOT Have To Make
There are so many mistakes you do NOT want to make if your divorce is just beginning or if it is in process. I've listed the 69 biggest reasons I could come up with. (All pronouns are used interchangeably.) First, I do not want anyone to think I...read more

Forget divorce court - most Florida divorces never make it to court
Copyright 2005 The Divorce Center P.A. Conjure up an image of divorce. The average person visualizes people sitting in a courtroom, giving testimony, with a judge at a bench presiding over everything. But the actual reality of most divorces...read more

ability to fund.

Most people are unaware of the possibility of negotiating with creditors to reduce the amount of money they owe them. I recommend that you seek out a professional - one who is not emotionally involved - who has experience handling creditors to give you a fair assessment of what the
Also see : Surviving Divorce: What To Think About To Ensure Surviving Divorce
Surviving divorce can be a valid fear if you're contemplating getting a divorce. In order to ensure surviving divorce, you should first understand that your divorce decision shouldn't be taken lightly. Ensuring that you'll be surviving divorce...read more

May I Divorce and Remarry?
Divorce and Remarriage Ray Stark -------------------------------------------------------------------------------- This is a subject that has caused much heartache, spiritual shipwreck and tragic loss of ministry potential. I am not speaking of...read more

outcome of this strategy might be for you. In addition, arrangements can be made to minimize the negativity on your credit report.

About the Author

CuraDebt.com is a center for helping consumers nationwide become debt free without filing bankruptcy. The agency provides a FREE Debt Freedom plan
Also see : After Divorce: Seven Ways To Rediscover Your True Passion
Going through a divorce is a very challenging time in a person’s life. It is hard to adjust to being single again, as well as living “out of the habit” of being married, especially if you have been married for many, many years. Eventually, you...read more

Getting a Divorce
Many of todayís marriages have divorce as end results. Typically, both parties in the divorce process aim to resolve all issues that is between them like property division, child custody and support. If you are planning to get a divorce,...read more

consultation at 1-877-850-DEBT(3328) or on the web site: http://www.curadebt.com/a/1242

Subscribe for FREE to the CuraDebt Money Tips newsletter and receive tips on money savings, debt reduction, dollar stretching - send a blank email to: moneytips2@curadebt.com


Now You Can Stop Your Indecision & Pain About

Whether to Stay Married or Get a Divorce!


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Recently Added Divorce Articles


Dating Tips for Divorced and Widowed Moms
Dating is tough, but it’s tougher for women who are divorced and widowed. Along with the fears of being “out of practice,” there are often children’s feelings to consider. How can a single mother enjoy a new romance without lying awake at night...read more

Do It Yourself Divorce in California
For getting Do It Yourself Divorce in California the first step, is to fill a joint petition duly signed by both husband and wife, stating that all the requirements for summary dissolution have been met. Do It Yourself Divorce in California requires...read more

"Effects Of Divorce; What Should You Consider When You're Thinking About Divorce?"
More often than not people decide to get a divorce before they really think about the effects of divorce. People usually decide to get a divorce based on emotion rather than logic which can hinder their long term happiness. Still, there are those...read more

Reasons For Divorce; What Constitutes Viable Reasons For Thinking About Or Wanting A Divorce?
According to the Center for Disease Control's National Vital Statistics Report of 2002, 50% of first marriages ended in divorce and 60% of remarriages end in divorce. But, the Center for Disease Control also found that 96% of Americans express a...read more

Marriage Counseling or Divorce? That is the Question
Marriage counseling or divorce? That is the question being asked thousands of times every day across America. With so many marriages ending in divorce, the question can be asked: How many of those marriages might have been saved? Now a new...read more

Don’t Let A Divorce Ruin Your Good Credit Rating!
In 1998, I divorced my husband and with that divorce came the normal splitting of property and assets. There also came a discussion regarding our credit card debt. Although, we were married for 5 years and did use the credit cards as a couple, only...read more

"Does Living In A Loveless Marriage Necessarily Mean That You Should Get A Divorce?"
Being in a loveless marriage is a frustrating predicament, but it may not necessarily mean that a divorce is eminent. Solving the quandary of a loveless marriage requires self-reflection to assess the situation, courage to try to create a team...read more

Protecting Your Finances While Dealing With Your Divorce
Navigating the emotional and financial minefield of divorce is one of the toughest things you’ll ever do. Here’s a somewhat disheartening and sobering fact: the divorce rate in Canada has doubled from that of the early 70s. While the...read more

Choosing A Divorce Attorney
A good divorce attorney is one who will aggressively argue your case and advocate for your interests in family court. A divorce attorney should strive to timely resolve your case in a prompt and expeditious manner. In addition, a good divorce...read more

Houston Divorce Lawyer Answers Common Questions About Mediation
If you are reading this, then you are probably either thinking of filing for divorce -- or have a feeling that your spouse may be filing for divorce -- whether you want to separate or not. One of the common questions that an individual going...read more

Some News About Divorce

  • Divorce Care sessions resume
    Divorce Care and Divorce Care 4 Kids sessions have resumed at Country Oaks Baptist Church, 20915 Schout Rd., Tehachapi.  Call 822-1379 for any further information. You do not need to be a church member to attend.

  • Divorce ceremonies give Japanese couples a new way to untie the knot
    One by one, Michiko walked through the legal steps of finalizing her divorce: dividing property, determining child custody and arranging her daughter's college fund. But when it came to settling the heartache over the end of her eight-year marriage to Taka, the legal system had no formal process.

  • Divorce seminars offered at county college in Randolph
    RANDOLPH TWP. – The Women’s Center at County College of Morris will present a series of seven free workshops on the divorce process on consecutive Tuesday evenings, from 7 to 9 p.m. beginning on Sept. 14 and ending on Oct. 26.