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Divorce & Health Insurance

Excerpt : Recently, I had a question from someone who was going through a divorce and was concerned about lost health insurance coverage because she was covered under her husband's insurance. She was concerned


Recently, I had a question from someone who was going through a divorce and was concerned about lost health insurance coverage because she was covered under her husband's insurance. She was concerned not just for herself, but for her children as well. This question comes up a lot. See is this answer helps you better understand what to do. If you have additional questions on this topic, feel free to add to the blog, and I'll answer them.

Medical Insurance and Divorce

To answer your questions specifically, here are some ideas to

Practical Solutions To Divorce & Custody Concerns

Also see : "How The Challenge Of Single Parenting Affects Your Decision To Divorce."
Single parenting has seemingly become an acceptable norm which is unfortunate. According to the US Census Bureau, there were over 20 million single parents in the United States in the year 2000. That's a staggering statistic, certainly the worldwide...read more

Negotiating a Good Divorce Settlement
Divorce can get complicated with all its legal and financial details and disagreements. It’s no wonder that you are seeking divorce help and divorce support. The most important piece of information to learn from the get-go about how to get a...read more

consider.

1) You and your children are automatically covered under your husband's insurance as a dependent until you divorce.

2) When your divorce is final, you have the opportunity to continue your husband's insurance by triggering what is called "COBRA". (Note: there is another blog entry that defined COBRA.) This will continue your coverage for an additional 18 months; unfortunately, you will have to pay the full cost of the coverage (and the company can have you pay 102 - 105% of the coverage cost).

Your children, by law, will
Also see : How To Break The News Of Divorce To Your Kids
Divorce can be a traumatic experience for your children. No matter how old they are, the divorce will be hard for them to understand and eventually to accept. Some children in fact harbor hopes that their parents will get back together...read more

N.C. Governor Appoints Rosen Divorce Attorney Chair of Domestic Violence Commission
PRESS RELEASE N.C. Governor Appoints Rosen Divorce Attorney Chair of Domestic Violence Commission Raleigh, NC- Governor Mike Easley recently appointed Lisa Angel, divorce attorney with Rosen Divorce, as chair of the North Carolina Domestic...read more

becovered under the parent's coverage whose birth date occurs first in the calender year.

3) One suggestion is that when you hire an Attorney to assist with your divorce, you might want to ask, in the settlement negotiations, to have the price of the COBRA payments included in your settlement. This would be particularly important if you happen to have the early-in-the year birthdate, and will be paying for the children's health insurance coverage. This cost should not have to come out of your child support, as it can be VERY
Also see : Prevent Divorce Basics
Your marriage is in trouble, and you know that even though you want to get it all over with that you still love your partner and that you will probably regret your actions in the near future, the action needed is clear- you need to prevent divorce....read more

"Should You Try To Stop Your Divorce If You're Just Thinking About Getting A Divorce?"
Thinking about getting a divorce doesn't necessarily mean that you should try to stop your divorce. Conversely, it could be wise to try to s top your divorce, only you know whether you should. Just because you're thinking about getting a divorce,...read more

EXPENSIVE.

4) Whatever you decided to do, keep all documents together. Whenever you talk to anyone, document to whom you talk, get the name and tele #, and what was said by all in the conversation as soon as possible after the conversation. In this way, you document what is said, and do not have to rely on memory. Also, when you send anything to anyone, keep a copy for yourself, and send it by registered mail, so that you have proof of receipt.

About The Author

Carolyn Magura

Also see : Helping Kids with Divorce
Most psychologists agree that divorce per se does not necessarily cause psychological problems in children. Certainly, there are many situations where divorce is necessary; but the fact is, there is no agreement among the experts on how bad...read more

Protecting Your Finances While Dealing With Your Divorce
Navigating the emotional and financial minefield of divorce is one of the toughest things you’ll ever do. Here’s a somewhat disheartening and sobering fact: the divorce rate in Canada has doubled from that of the early 70s. While the...read more

href="http://Disabilitykey.com" target=new>Disabilitykey.com (http://www.disabilitykey.com) is a website designed to assist each person in his/her own unique quest to navigate through the difficult and often conflicting and misleading information about coping with disabilities.

Carolyn Magura, noted disability / ADA expert, has written an e-Book documenting the process that allowed her to:

a) continue to work and receive her “full salary” while on Long Term Disability; and
Also see : Deciding on Divorce: How to know you are making the right choice
It's a well known fact that in this day and age most marriages end up in divorce. When confronted with the possibility of "throwing a relationship away", you'll probably experience a lot of stress. There are some things you can do to decide if...read more

Taking Care of Children After Divorce
After a marriage is over and you have custody of your children, you will have the responsibility for making the important decisions about your children's upbringing and schooling. In the majority of cases, the other parent still has a right to...read more

b) become the first person in her State to qualify for Social Security Disability the FIRST TIME, in UNDER 30 DAYS.

Click here (http://www.disabilitykey.com/products.htm) to receive Carolyn 's easy-to-read, easy-to-follow direct guide through this difficult, trying process. If you are disabled, don't let this disabiling process disable you. Read Carolyns Disability Key Blog (http://www.disabilitykey.com/disabilitykeyblog.shtml).

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